Lumbayar.

favorite Made for everyday IOUs

Remember the money.
Keep the friendship.

Lumbayar keeps personal lending, borrowing and repayments clear—without spreadsheets, awkward follow-ups or forgotten details.

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lock Local-first translate BM & English currency_exchange Multi-currency
Lumbayar dashboard showing balances and a six-month chart
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Gentle remindersShare with your DuitNow QR
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Your records, your controlLocal-first and private
1 placefor every personal IOU
5 clear viewshome, people, activity, analytics, more
0 awkwardnesswith clear, friendly reminders

Everything stays clear

From “I’ll pay you later” to settled.

Built for the way friends and families actually lend, borrow, split and repay.

Lumbayar bilingual onboarding screen
01

Start simply. Stay organised.

Choose Bahasa Melayu or English, record a transaction in seconds and keep every person’s balance easy to understand.

  • Loans out and money borrowed
  • Full, partial and shared repayments
  • Notes, attachments and receipt scanning
Lumbayar reports and analytics screen
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See the whole picture.

Net balance, total loans out, highest exposure and transaction mix sit together in a design that stays useful at a glance.

  • Dynamic charts by 1M, 3M, 6M, 1Y or all time
  • User, summary and account reports
  • Per-currency records and trends
Lumbayar DuitNow-ready dashboard
03

Remind kindly. Get paid easily.

Save your DuitNow QR and share a pre-filled reminder through WhatsApp, Telegram or any Android sharing app.

  • Friendly editable message template
  • QR image included when you share
  • Clear amount, title, date and optional note

All the useful details

A small app with a complete toolkit.

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Lend & borrow

Record money lent, borrowed, repaid, shared or partially paid with a clear history.

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People-first

See balances, reminders, notes and payment history for each contact.

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DuitNow reminders

Attach your QR and share friendly payment reminders through native messaging.

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Analytics

Understand net balance, loans out, highest exposure, statuses and trends.

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Accounts

Track cash, banks and e-wallets. Free includes one account; Pro unlocks more.

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Branded reports

Generate user, summary and account transaction reports in Lumbayar’s style.

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Smart records

Add attachments, scan receipts, use voice input and keep supporting details nearby.

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Your look

Choose from multiple colour themes plus light and dark appearance.

Privacy by design

Your records stay in your hands.

Lumbayar is a personal record keeper—not a bank, lender or debt collector. Working data stays on your device, with backup and sharing controlled by you.

smartphone Local-first storagefingerprint Optional biometric lockcloud_upload Manual Google Drive backup included
Read the Privacy Policy arrow_forward
Lumbayar local-first dashboard
Lumbayar Pro plans and feature comparison

Lumbayar Pro

More control when your records grow.

Start free with the essentials. Upgrade in the same app when you need multiple accounts, richer exports and automatic backup.

  • Multiple cash, bank and e-wallet accounts
  • PDF and Excel export with date, sort and archive filters
  • Automatic Google Drive backup
  • Advanced report filters and sharing
  • Priority access to feature updates
MonthlyRM 6.99Subscribe
YearlyRM 49.99Subscribe
LifetimeRM 169.99RM 139.99Buy once

Monthly and yearly subscriptions can be cancelled anytime through Google Play. Restore Purchase is available inside the app.

Free or Pro

Useful from day one.

FeatureFreePro
Manual transactions and reminders✓✓
One account✓✓
Manual Google Drive backup✓✓
Dashboard and core reports✓✓
Multiple accounts—✓
PDF and Excel export—✓
Automatic backup and advanced filters—✓

Coming soon

Ready when your next “lumbayar?” happens.

Scan a code to bookmark the download page. Store listings will activate when Lumbayar launches.

Lumbayar 1.0.0 · Android first · iOS coming soon

QR code for Lumbayar Android download pageGoogle PlayComing soon
QR code for Lumbayar iOS download pageApp StoreComing soon

Good to know

Questions, answered clearly.

No. Lumbayar is a personal record-keeping app. It does not move money, lend funds, collect debts or provide financial advice.

Working records are stored locally on your device. Manual backups are created only when you request them, and Google Drive uses Lumbayar’s private app-data folder.

Manual transactions and reminders, one account, dashboard and core reports, DuitNow QR reminders and manual Google Drive backup.

Free and Pro use the same app. Google Play handles checkout, and a verified subscription or lifetime purchase unlocks Pro features.